Individual Investors

• Global Wealth Management
  • Key Advantages
  • Alternative Investments
  • Commodities
  • Specialization
  • Active and Disciplined Portfolio Management
  • The Process
  • Personalized Service
• Corporate Executive Services

The Process

Successful investment management relationships begin with a clear understanding of each client's specific needs, concerns and long-term objectives. When establishing a new portfolio and throughout the management process, great care is taken to explain the potential risks and returns of various investment options. Each portfolio is individually managed, providing flexibility and control. GCC's approach is simple: we follow a four-step process to ensure a client's wealth plan clearly matches their investment goals.

Step 1: Establish investment objectives.
The process begins by clearly understanding a client's short-term and long-term investment goals and takes into consideration such factors as risk tolerance, investment horizon, current asset allocation, diversification, tax considerations and liquidity needs.

Step 2: Determine strategic asset allocation.
There are a wide variety of investment strategies available to today's investor, and all must be researched and evaluated before a solid investment plan can be created. Because we are independent, our Investment Advisors have access to top-tier products, regardless of who provides them. They examine these opportunities with a client's investment profile in mind. After researching strategies, we determine how best to implement the recommended strategy — how best to allocate assets. Regardless of a client's goals, we typically consider both core and alternative investment approaches, and we evaluate all possible strategies using asset allocation and stock & fund selection processes to ensure a solid recommendation.

Step 3: Build a diversified portfolio.
Because all investors' financial situations and goals are unique, each wealth management plan must be unique. Once we have constructed a strategy and allocation plan, we can then build a portfolio, taking into consideration financial assets — traditional and alternative investments, direct holding versus best-of-breed funds — goals and risk tolerance.

Step 4: Regularly review the wealth management plan.
A solid wealth management plan requires constant evaluation. No matter how conservative it is, investments are affected by fluctuating market conditions. Investments are also affected by changes in the investor's financial or personal goals. We monitor investment plans regularly and recommend changes as necessary. This ensures that investment plans continue to stay optimized. By creating a balance between asset growth and asset protection, we provide clients with lasting value.